Golf Utility

Golf Bet Calculator

Record scores relative to par for a friendly round and compare stroke differences, skins and optional under-par bonuses. Review your group's rules before using the totals.

01Simple setupAdd names, bet type and amounts, then start scoring.
02Current-hole scoringUse a compact hole card on mobile instead of fighting a full 18-hole table.
03Payment settlementSee who should send money to whom in the fewest transfers.
Bet Calculator

Round bet settlement

Built around live round entry first, with the full table available when needed.

Ready

2. Current-hole scoring

Select a hole and enter each player's score relative to par.

0
Create a scorecard to show the current-hole scoring cards.
1H

3. Settlement result

Check winners, payers and the actual transfer list.

Most to receive-
Most to send-
Total transfer-
Bonuses-

Payment board

The cleanest who-pays-whom summary.

No result calculated yet.
View full scorecard
PlayerRelative totalFinal score
Press Create scorecard first.
View detailed settlement

Total

No result calculated yet.

Front nine

No result calculated yet.

Back nine

No result calculated yet.

Skins / bonuses

No result calculated yet.
Practical guide

Agree on score and settlement rules before recording a round

Record scores relative to par for a friendly round and compare stroke differences, skins and optional under-par bonuses. Review your group's rules before using the totals.

Who this helps

  • Friendly golf groups
  • Round organizers checking score arithmetic

When to use this tool

  • Track 18 holes on a phone.
  • Compare stroke and skin components separately.

From input to a checked result

  1. 1

    Enter the players and agree on the scoring options.

  2. 2

    Create the scorecard and enter relative-to-par scores.

  3. 3

    Check the over-par cap and bonus settings.

  4. 4

    Review total, front-nine, back-nine and bonus results.

  5. 5

    Reconcile rounded transfers before sharing the record.

Example 1

Stroke difference

Input
A totals +5; B totals +7; amount per stroke 10
Result
B pays 20 to A.

If several players tie for the lowest score, they share the receipts.

Example 2

One skin

Input
One hole: A −1, B 0, C 0; skin amount 5
Result
A receives 10; B and C pay 5 each.

Tied lowest scores pay no skin and do not carry forward.

How it works

The stroke ledger compares each total with the lowest total. Skins pay a sole lowest scorer from every other player. The enabled birdie bonus applies to every negative relative score, including eagles. Whole-round settlement is calculated separately from the front/back displays.

Limitations

  • No official handicap calculation or editable course par; the built-in total par is 72.
  • Scores start at par, so unplayed holes are not automatically distinguished.
  • Tied skins do not carry forward.
  • Rounding a shared win can leave small differences in suggested transfers.
Your data

Names and scores remain in the current page. Copying the report includes names and amounts; review the destination before sharing.

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Frequently asked questions

Do I enter actual strokes?

No. Use −1 for birdie, 0 for par and +1 for bogey.

Do front and back settlements add into the final result?

The final stroke component is based on all 18 holes, not the sum of separately settled halves.

Does an eagle count for the bonus?

Yes. The current bonus applies to all scores below par.